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Unum Provident Insurance Denial Lawsuits
UnumProvident, the largest disability insurer in the
US, has agreed to pay a $15 million fine and reconsider nearly
200,000 denied claims in response to a multi-state investigation.
Denied by Unum? Contact us to see if you qualify for benefits.
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Benefit Denial Cases >>
Unum Provident is the largest provider of group disability insurance
in the country, handling nearly 40 percent of the disability
insurance policies in the US and has written policies for as
many as 17 million Americans.
Unum has been accused of unfairly closing peoples existing claims
as well as unfairly denying new claims.
The company sells policies through subsidiary companies such
as: Unum Life Insurance Company of America, Provident Life and
Accident Insurance Company, The Paul Revere Life Insurance Company
(Paul Revere Life) and Colonial Life & Accident Insurance
Company (Colonial), Genex, and Duncanson & Holt. Unum Provident
is also the agent handling claims under MetLife (Metropolitan
Life), John Hancock, New England Life and Equitable Insurance
Unum Provident has been subject to numerous lawsuits for improperly
refusing to pay valid disability claims.
Professionals including: doctors, lawyers, accountants, and corporate
executives have all allegedly been denied payments for having
a valid disability.
These denials have been systematic and were recently documented
by the television program 60 minutes. The program interviewed
employees of the company who stated the the company's goal was
to close claims and celebrated and rewarded adjusters who denied
injured people the benefits they paid for. The program also featured
a physician who claimed he was fired by Unum after he refused
to co-operate in helping the company deny benefits to injured
The company set targets for denying claims, according to a former
employee "At the beginning of each month the projections
would come down from the directors..., who would give a number
as to the amount of money we would have to come up with at the
end of the month in closures."
According to the 60 minutes program, Unum's policies have
led to nearly 3,000 lawsuits in the past five years.
According to the program an eye surgeon who developed Parkinson's
Disease, was forced to sue the company after they refused to
pay him for being unable to work. Fortunately, a jury awarded
him 36 million dollars.
Others may not be so lucky.
Many people out of work may have been forced into terrible
circumstances by Unum and its policies.
Our lawyers can help injured people collect money owed to them
If you purchased disability insurance from Unum Provident
or one of its subsidiaries listed above,
and believe you have been unfairly denied benefits please contact
us by clicking here for a free
lawsuit case evaluation.